Terms and Conditions
Welcome to GRUPO ASIANA FINANCE INC. By accessing our website and utilizing our services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully.
1. Acceptance of Terms
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.
2. Loan Application and Eligibility
To apply for a loan with GRUPO ASIANA FINANCE INC., you must meet our eligibility criteria, which may include age, income, credit history, and other relevant factors. We reserve the right to approve or reject any loan application at our discretion. Providing false or misleading information during the application process may result in the rejection of your application or termination of your loan agreement.
3. Loan Terms and Repayment
The terms of your loan, including the loan amount, interest rate, repayment schedule, and any applicable fees, will be outlined in your loan agreement. It is your responsibility to carefully review and understand these terms before accepting the loan. Failure to comply with the repayment schedule may result in late fees, penalties, and legal action.
4. Interest Rates and Fees
Interest rates and fees are fixed and will not change throughout the duration of your loan. Before you accept the loan, we will provide clear and transparent details regarding the exact interest rate and all applicable fees. You are responsible for paying all fees associated with your loan, including but not limited to origination fees, late payment fees, and any applicable prepayment charges. With fixed interest, you can enjoy predictable monthly payments and full confidence in your financial planning.
5. Use of Funds
The funds provided through our loan services are intended for legitimate financial needs. You agree not to use the loan funds for any illegal or unethical purposes. GRUPO ASIANA FINANCE INC. is not responsible for how you choose to use the loan funds, but we reserve the right to take action if we suspect misuse of funds.
6. Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. By using our website and services, you consent to the collection and use of your information as described in our Privacy Policy.
7. Intellectual Property
All content on our website, including text, graphics, logos, and images, is the property of GRUPO ASIANA FINANCE INC. and is protected by copyright laws. You may not use, reproduce, or distribute any content from our website without our prior written consent.
8. Limitation of Liability
GRUPO ASIANA FINANCE INC. is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services. We make no warranties or representations about the accuracy or completeness of the information on our website. Your use of our website and services is at your own risk.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines. Any disputes arising from these terms will be resolved in the courts of the Philippines.
10. Changes to Terms and Conditions
GRUPO ASIANA FINANCE INC. reserves the right to modify these Terms and Conditions at any time. We will notify you of any changes by posting the updated terms on our website. Your continued use of our website and services after the changes are posted constitutes your acceptance of the revised terms.
11. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
- grupoasianafinanceph@gmail.com
- +63 956 290 4495
- Ayala Tower One and Exchange Plaza, 6767 Ayala Avenue, Bel-Air, Makati City, Philippines
By using our website and services, you agree to these Terms and Conditions. Thank you for choosing GRUPO ASIANA FINANCE INC.